> Automobile If you own and operate commercial vehicles, you should make sure that your fleet is appropriately insured. If business use of a vehicle is minimal and limited to your personal vehicle, the necessary coverage can probably be included in your personal policy. Best bet: Check with your agent to be sure.
> Stand-Alone Prescription This plan type provides prescription-drug coverage, which generally means the insured person can obtain prescription drugs at a set price of a few dollars, but does not include any other coverage.
> Flood Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
Is your home covered should disaster strike? A home is more than just a building. Home is the place where comfort is found, investments are made, and years of memories are stored. Yet, at any moment, disaster can strike and wipe away everything that you have worked for. Michigan homeowners insurance advisor can help you prepare for the worst when it comes to your home.
A Michigan Homeowners Insurance Advisor can help find the best plans to cover your home in the case of:
Fire or Lightning Damage
Storm or Hail Damage
Explosions
Vandalism
Damage Cause by Aircrafts or Vehicles
Theft
While memories can never be replaced, the right insurance coverage can go a long way in helping you get through the difficult times following a tragic event involving your home. Michigan homeowners insurance can help pay for losses associated with your home such as house structures, furniture, appliances, personal belongings, and even living expenses.
Not only will Michigan homeowners insurance cover physical losses brought about by theft or disasters, it can help cover for damages that people in your home might be responsible for. Liability covers you against lawsuits for bodily injury or property damage that you or family members may cause to others. It even covers damages your family pet might cause to neighbors and their property. Be prepared for the unexpected, learn more about Michigan homeowners insurance.
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Michigan
Establishments
5,697
Revenue ($1,000)
Not Available
Annual payroll ($1,000)
2,808,056
Paid employees
71,594
Source: U.S. Census Bureau Insurance carriers and related activities
Contact our Michigan Insurance Advisors
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Michigan Insurance Advisors today:
Adrian
Ann Arbor
Battle Creek
Bay City
Belleville
Canton
Clinton Township
Dearborn
Dearborn Heights
Detroit
East Lansing
Flint
Grand Blanc
Grand Rapids
Hamtramck
Highland Park
Holland
Howell
Jackson
Lansing
Lincoln Park
Livonia
Macomb
Mount Pleasant
Muskegon
Niles
Northville
Plymouth
Port Huron
Redford
Rochester
Roseville
Saginaw
Sterling Heights
Taylor
Traverse City
Trenton
Troy
Warren
Westland
Wyandotte
Ypsilanti
Did You Know?
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.
Michigan External Sites
Who We Are
OFIS Org Chart The Office of Financial and Insurance Services (OFIS) is responsible ... Michigan is the first state to coordinate regulation of finan Contact Us
The Office of Financial and Insurance Services has established several e-mail ... For general questions, comments and inquiries on state-of-Michigan
Search Site:
Latest News
Latest Insurance related news in
Michigan and nationwide:
Mar 02, 2007 - Mental Health Parity Act The Mental Health Parity Act, MHPA, of 1996 requires plans that offer mental health benefits to set lifetime dollar limits Read more >
Mar 02, 2007 - More Americans Struggle With Health Care Costs TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more Read more >
Jul 14, 2006 - Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark Jackson –Commissioner of Insurance George Dale announced today that insurance companieshave paid out nearly $3 billio Read more >
Legal Disclaimers The information provided on Michigan Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
Local Professional? Generate new business today
Call 866-227-9356 or contact a sales rep
Data for the Finance & insurance sector 
Did You Know?
Who We Are