> Stand-Alone Prescription This plan type provides prescription-drug coverage, which generally means the insured person can obtain prescription drugs at a set price of a few dollars, but does not include any other coverage.
> Dependent Property This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
> Professional liability Often called “malpractice insurance” or “errors and omissions coverage,” these policies protect professionals such as accountants, lawyers, doctors, dentists, pharmacists, insurance brokers and agents, and consultants, for negligence that injures their clients.
Are you prepared for a health related emergency? Our health is one of the most important aspects of our lives. Michigan Health Insurance is a necessity and one of the smartest purchases that you could possibly make. Don't put yourself at risk of having to pay a large medical bill. Anything can happen at anytime!
The main reasons that Michigan health insurance is necessary:
To avoid expensive medical bills
In case of emergencies
Hospital visits
Doctor visits
Treatment, whether the condition is mild or severe
Health maintenance organizations, also known as HMO's, are one of the most common types of Michigan health insurance. Selecting this type of health insurance
involves choosing a physician from a list of HMO doctors in a certain area. This
becomes the primary physician and in order to see a specialist, the main doctor
will have to write a referral. While this option is less flexible than other
options, it is also less expensive.
Preferred provider organizations, also known as PPO's, are another common type of Michigan health insurance. With a higher premium, the policyholder
is allowed more flexibility, such as seeking medical care from a physician outside
of the PPO network and not needing a referral from their primary physician. When
seeking medical attention outside of the PPO network, the insurance company will
usually reimburse the policyholder for up to 80% of the medical bill.
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Michigan
Establishments
5,697
Revenue ($1,000)
Not Available
Annual payroll ($1,000)
2,808,056
Paid employees
71,594
Source: U.S. Census Bureau Insurance carriers and related activities
Contact our Michigan Insurance Advisors
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Michigan Insurance Advisors today:
Adrian
Ann Arbor
Battle Creek
Bay City
Belleville
Canton
Clinton Township
Dearborn
Dearborn Heights
Detroit
East Lansing
Flint
Grand Blanc
Grand Rapids
Hamtramck
Highland Park
Holland
Howell
Jackson
Lansing
Lincoln Park
Livonia
Macomb
Mount Pleasant
Muskegon
Niles
Northville
Plymouth
Port Huron
Redford
Rochester
Roseville
Saginaw
Sterling Heights
Taylor
Traverse City
Trenton
Troy
Warren
Westland
Wyandotte
Ypsilanti
Did You Know?
LLC envelope offers substantial advantages over other entities
There are at least five common circumstances when a tax regime other than an S corporation may be more appropriate: 1) the business cannot qualify as an S corporation; 2) the one-class-of-stock limitation for S corporations cannot accommodate certain business terms agreed to by the parties; 3) the business involves appreciating assets (i.e., assets that have, or are likely to have, a fair market value in excess of basis), such as real estate; 4) the business has considerable debt and the owners anticipate significant losses;15 and 5) the wage-reduction tax strategy explained previously will not benefit the owners because either the primary income of the business is excluded from self-employment tax16 or, in the case of newly formed companies, one or more employee-owners already receive aggregate wages or self-employment income from an existing business in an amount which approaches the taxable wage base limitation
Michigan External Sites
Who We Are
OFIS Org Chart The Office of Financial and Insurance Services (OFIS) is responsible ... Michigan is the first state to coordinate regulation of finan Contact Us
The Office of Financial and Insurance Services has established several e-mail ... For general questions, comments and inquiries on state-of-Michigan
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Latest News
Latest Insurance related news in
Michigan and nationwide:
Mar 02, 2007 - Make Sure Your Loved Ones Have Good Health Care ERISA Disclosure Provisions help to ensure that individuals covered by group health plans receive clear infor Read more >
Mar 02, 2007 - Keep Health Coverage After A Job Change Most individuals go through a number of life events that affect their health benefit needs and the choices they make. Ther Read more >
Legal Disclaimers The information provided on Michigan Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Data for the Finance & insurance sector 
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