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July 20, 2010  
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  Insurance Advisors Hot Topics
 

Auto Insurance
Health Insurance
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Insurance Advisors Terms


  > Health Maintenance Organization (HMO)
Managed-care insurers — known generally as HMOs — use a primary care physician as a gatekeeper to screen patients and see that appropriate treatment takes place at the lowest level possible. In order to see a specialist or receive specialized care, patients must see the gatekeeper physician first and be referred on.
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  > Employment practices
This kind of coverage will help defend against employment-related claims such as sexual harassment, age discrimination, or wrongful termination. Some policies offer legal assistance; others may pay both legal costs and damages.
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  > Stand-Alone Prescription
This plan type provides prescription-drug coverage, which generally means the insured person can obtain prescription drugs at a set price of a few dollars, but does not include any other coverage.
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   Get a Quote - Michigan Car Insurance Policy Advisor
Get a Car Insurance Quote

Safeguard your automobile investment! Michigan auto insurance protects against unexpected collisions with your vehicle and also provides medical payment, along with pain and suffering compensation for you and any passengers in the car.

Get a quote today and get the auto insurance coverage you need! Contact one of our Michigan Auto Insurance Advisors today.

Michigan auto insurance coverage advantages and protections include:
  • Automobile investment protection
  • Michigan Gap Insurance
  • Medical expenses payment
  • Prevention from additional accident lawsuits
  • Michigan Uninsured drivers insurance
  • Michigan Underinsured drivers insurance
  • Vandalism or natural disasters

Accidents do happen! Every state requires different amounts of insurance that a driver must purchase to cover the other vehicle in case of a car accident. If your have a lien against your vehicle, the lender will require Michigan auto insurance for their loan. Discuss your insurance options today; not all auto insurance coverage is the same.

Other Additional Michigan auto insurance services include:

  • Roadside Assistance
  • Emergency Travel
  • Identity Theft Services

From liability coverage to comprehensive coverage, it is important to purchase the best car insurance at the right price to save money and to protect your investment. Michigan auto insurance provides the protection needed in at fault collisions and not at fault accidents.

Get a quote today and get the auto insurance coverage you need! Contact one of our Michigan Auto Insurance Advisors today.

 

Contact our Michigan Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Michigan Insurance Advisors today:

  • Adrian
  • Ann Arbor
  • Battle Creek
  • Bay City
  • Belleville
  • Canton
  • Clinton Township
  • Dearborn
  • Dearborn Heights
  • Detroit
  • East Lansing
  • Flint
  • Grand Blanc
  • Grand Rapids
  • Hamtramck
  • Highland Park
  • Holland
  • Howell
  • Jackson
  • Lansing
  • Lincoln Park
  • Livonia
  • Macomb
  • Mount Pleasant
  • Muskegon
  • Niles
  • Northville
  • Plymouth
  • Port Huron
  • Redford
  • Rochester
  • Roseville
  • Saginaw
  • Sterling Heights
  • Taylor
  • Traverse City
  • Trenton
  • Troy
  • Warren
  • Westland
  • Wyandotte
  • Ypsilanti
       
 
Did You Know?    
 
 
LLC envelope offers substantial advantages over other entities
There are at least five common circumstances when a tax regime other than an S corporation may be more appropriate: 1) the business cannot qualify as an S corporation; 2) the one-class-of-stock limitation for S corporations cannot accommodate certain business terms agreed to by the parties; 3) the business involves appreciating assets (i.e., assets that have, or are likely to have, a fair market value in excess of basis), such as real estate; 4) the business has considerable debt and the owners anticipate significant losses;15 and 5) the wage-reduction tax strategy explained previously will not benefit the owners because either the primary income of the business is excluded from self-employment tax16 or, in the case of newly formed companies, one or more employee-owners already receive aggregate wages or self-employment income from an existing business in an amount which approaches the taxable wage base limitation

 
 
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Who We Are
OFIS Org Chart The Office of Financial and Insurance Services (OFIS) is responsible ... Michigan is the first state to coordinate regulation of finan
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The Office of Financial and Insurance Services has established several e-mail ... For general questions, comments and inquiries on state-of-Michigan

 
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Latest News
  Latest Insurance related news in Michigan and nationwide: Mar 02, 2007 - The Medigap Insurance Company
When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:

  • Your
    Read more >


    Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
    The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
    Read more >


    Jan 18, 2006 - Progressive Group, Drive Insurance Company
    NEW YORK (January 12, 2006) — Drive® Insurance from Progressive ("Drive") Group President Bob Williams ra
    Read more >


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